As mortgage field inspectors, we are required to inspect vacant properties. Often times we encounter mold in the home and depending on your immune system, this can cause instant headaches as well as trigger asthma attacks, allergic reactions, and sinus infections. There are literally hundreds of thousands of mold species which are all essential components of our ecosystem. They provide decomposition of many organic substances necessary to plant, animal and human life. Mold is a fungus that grows wherever there is moisture. Mold spores that pass through the air find places where there is moisture to cling to. Leaky roofs, pipes, walls or flooded areas are the breeding places for mold. In the past, we have been given liberty with not being forced to conduct interior inspections when we know that there is a mold health hazard. Due to the inexpensive availability of face masks that prevent inhalation of mold spores, we can no longer refuse to enter the property due to mold. As often as we inspect the interior of properties, we need to think about our own health and safety.