Access Denied means the field rep can not gain access for some reason. The field request inspection form will normally have a circle to fill in or a check box to check to indicate there was a problem getting close enough to the property for inspection.
Some common access denied situations are:
- gated community
- condo with a security force
- locked gate
- posted property
- card access properties
Access Denied does not include weather, road conditions, etc.
Access Denied means the field rep is at the property or as close as he or she can be but is not allowed on the property.
Administrative fee is the professional wording used for penalizing a contractor. Also known as a CHARGE-BACK.
Some companies use their Quality Control Department to penalize reps by charging administrative fees, thereby becoming more of a profit center than a quality control department.
A system used to gouge others. A method to extort from, swindle, or overcharge. To engage in swindling or overcharging.
Example: I did field inspections for them up until they began applying administrative penalties.
A service performed which gives access to a property secured with a HUD master key, or the key code specified by the regulatory specification for the loan type. Properties not previously secured will require a lock change or the keys to the property will need to be provided.
Also described as “The service performed whereby one allows the individual(s) access to property for the length of time requested, then ensure the property is secured prior to departing the premises”.
An independent contractor or business that works in the same areas as another field rep.
Under the attractive nuisance doctrine of the law of torts, a landowner may be held liable for injuries to children trespassing on the land if the injury is caused by a hazardous object or condition on the land that is likely to attract children who are unable to appreciate the risk posed by the object or condition. The doctrine has been applied to hold landowners liable for injuries caused by abandoned cars, piles of lumber or sand, trampolines, and swimming pools. However, it can be applied to virtually anything on the property of the landowner.
According to the Restatement of Torts standard, which is followed in many jurisdictions, there are five conditions that must be met for a land owner to be liable for tort damages to a child trespasser. The five conditions are:
- The place where the condition exists is one on which the possessor knows or has reason to know that children are likely to trespass, and
- The condition is one of which the possessor knows or has reason to know and which he realizes or should realize will involve an unreasonable risk of death or serious bodily harm to such children,
- The children, because of their youth, do not discover the condition or realize the risk involved in inter-meddling with it or in coming within the area made dangerous by it
- The utility to the possessor of maintaining the condition and the burden of eliminating the danger are slight as compared with the risk to children involved, and
- The possessor fails to exercise reasonable care to eliminate the danger or otherwise to protect the children